What is the employer’s position on personal liability insurance?

In order to complete this assignment, you should first become knowledgeable about professional liability insurance so that you may provide additional information, dispel any myths, and be able to articulate your own position clearly and accurately.
1. List the reasons given for having or not having individual policies. Which reasons are listed most frequently?
2. What is the employer’s position on personal liability insurance?
3. What influences a decision regarding professional liability insurance?
4. What advice would you give to a new nurse seeking this information?